Horatio State Bank

Landscape view with sunset

Our new Online Banking Mobile App is available for download now. Check it out today! 

Looking into a field of purple flowers and greenery

By your side throughout your lending journey.

Clouds in a blue sky
Individual Retirement Accounts

Invest in a better tomorrow.

Welcome to Horatio State Bank

Your Hometown Bank

Serving the area since 1905

Sunset over a rice field

Watch your savings reach new heights.

Close up of a cotton plant

Basic Business Checking

Set your business up for success.

A windmill at dusk

Certificate of Deposits

Let your money work for you.

Purple flowers

Online Banking Security

How you can protect yourself and what we do to help.