Horatio State Bank

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Welcome

Introducing our new & improved website.

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Loans

By your side throughout your lending journey.


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Individual Retirement Accounts

Invest in a better tomorrow.


Welcome to Horatio State Bank

Your Hometown Bank

Serving the area since 1905

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Savings

Watch your savings reach new heights.







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Basic Business Checking

Set your business up for success.

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Certificate of Deposits

Let your money work for you.

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Online Banking Security

How you can protect yourself and what we do to help.